Terms of Service

1. Acceptance of Terms

By accessing or using the Oak Fundix website ("Site"), submitting your details through our forms, or otherwise engaging with our services, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree with any part of these Terms, you should not use the Site or our services.

2. Description of Services

Oak Fundix provides AI-driven data analysis and informational content intended to support decision-making related to supplemental income planning. The outputs, reports, and recommendations generated through our tools are provided for general informational purposes only and are based on the information you provide and publicly available data sources.

Our services do not constitute financial, legal, tax, or investment advice, and should not be relied upon as a substitute for professional consultation with a qualified advisor.

3. No Financial Advice

Nothing provided by Oak Fundix, including any analysis, model recommendation, or written content, should be construed as personalized financial advice, a recommendation to buy or sell any financial product, or a guarantee of any particular outcome. You are solely responsible for any decisions made based on information obtained through our Site or services. We strongly recommend consulting a licensed financial professional before making financial decisions.

4. Eligibility and User Responsibilities

By using our Site, you represent that you are at least 18 years of age and have the legal capacity to enter into these Terms. You agree to:

• Provide accurate, current, and complete information when using our forms or tools
• Use the Site only for lawful purposes and in accordance with these Terms
• Not attempt to interfere with, disrupt, or gain unauthorized access to our systems
• Not misuse any content, analysis, or output obtained through our services for unlawful or deceptive purposes

5. Intellectual Property

All content on the Site, including text, graphics, logos, software, and analytical methodologies, is the property of Oak Fundix or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any part of the Site without our prior written consent.

6. Submitted Information

When you submit information through our lead forms or contact channels, you grant Oak Fundix the right to process that information for the purpose of providing our services, responding to inquiries, and improving our offerings, in accordance with our Privacy Policy. You remain responsible for the accuracy of any information you provide.

7. Third-Party Links and Services

The Site may contain links to third-party websites or reference third-party tools and data sources. Oak Fundix does not control and is not responsible for the content, accuracy, or practices of any third-party sites or services. Inclusion of any link does not imply endorsement.

8. Disclaimer of Warranties

The Site and all related services are provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Oak Fundix does not warrant that the Site will be uninterrupted, error-free, or free of harmful components.

9. Limitation of Liability

To the fullest extent permitted by applicable law, Oak Fundix shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from your use of, or inability to use, the Site or any content or analysis provided through it. This limitation applies regardless of the legal theory on which a claim is based.

10. Indemnification

You agree to indemnify and hold harmless Oak Fundix, its affiliates, and representatives from any claims, damages, losses, or expenses arising out of your use of the Site, your violation of these Terms, or your violation of any rights of a third party.

11. Modifications to the Service or Terms

Oak Fundix reserves the right to modify, suspend, or discontinue any part of the Site or these Terms at any time without prior notice. Updated Terms will be posted on this page with a revised effective date. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.

12. Termination

We reserve the right to suspend or terminate your access to the Site or our services at our discretion, without notice, for conduct that we believe violates these Terms or is otherwise harmful to Oak Fundix or other users.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Oak Fundix operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect, and the invalid provision shall be deemed modified to the minimum extent necessary to make it enforceable.

15. Contact

If you have questions regarding these Terms, please reach out through the contact details provided on our Contact page.